Do you need a tax ID to get a business credit card?

No, you don’t necessarily need an EIN to get approved for a business credit card. You may be able to get approved using your Social Security number without an EIN. In these cases, you’re typically applying for a business credit card as a sole proprietorship, which requires only your Social Security number.

How can I get a business credit card without an EIN?

Your EIN can be used to apply for a small business credit card. If you don’t have an EIN, but operate a business as a sole proprietor, all you need to do is input your Social Security number when they ask you for your tax ID.

Where to get a business credit card with Ein only?

Short Answer: Most major issuers of credit cards require a Social Security number in addition to an employer identification number (EIN). However, financial technology company Brex issues EIN-only business credit cards based on the type of business you own.

Where can I get a business credit card?

We contacted several major issuers of business credit cards, including Chase, Citizens, Citibank, PNC, SunTrust, and Wells Fargo. We found that most business credit cards require an EIN plus the Social Security number of the business owner.

Do you need a Social Security number to get a business credit card?

Most small-business credit cards require a Social Security number in addition to an employer identification number for approval, but exceptions exist. Skip to content NerdWallet Home Page

Can a business credit card show up on my personal credit report?

Despite the personal guarantee, the activity on your small-business credit card won’t necessarily appear on your personal credit report. If you prefer to keep your business and personal accounts separate, then you can look for a card that reports only to commercial credit bureaus and not the consumer credit bureaus.