Does disabled mean permanent?

Permanent Disability means that you are unable to perform the essential functions of your position, with or without reasonable accommodation, for a period of at least 120 consecutive days because of a physical or mental impairment.

What qualifies as a total and permanent disability?

Total permanent disability (TPD) is a condition in which an individual is no longer able to work due to injuries. Total permanent disability, also called permanent total disability, applies to cases in which the individual may never be able to work again.

How long does total and permanent disability ( TPD ) last?

● Can be expected to last for a continuous period of not less than 60 months. Each option for showing that you are totally and permanently disabled has specific requirements regarding the supporting documentation that you must submit with your TPD discharge application.

When is a person disabled due to a medical condition?

A person is disabled under the Act if they can’t work due to a severe medical condition that has lasted, or is expected to last, at least one year or result in death. The person’s medical condition(s) must prevent them from doing work that they did in the past, and it must prevent them from adjusting to other work.

How to get a total and permanent disability discharge?

Before your federal student loans or TEACH Grant service obligation can be discharged, you must submit an application for discharge and provide information to us to show that you are totally and permanently disabled. We will evaluate the information and determine if you qualify for a TPD discharge.

What does Nelnet do for total and permanent disability?

Nelnet assists the U.S. Department of Education (called “the Department” throughout this site) in administering the Total and Permanent Disability (TPD) discharge process. We manage this site and communicate with borrowers on behalf of the Department about TPD discharges.